AMERA Mortgage Corporation is a Michigan based Mortgage Banking Company established in 1983.  We are affiliated with Capitol Bancorp, Ltd. a banking organization with over 56 banks nationwide.  This provides us with stability in these uncertian times.  We are committed to the homeowners of Michigan providing a vast array of mortgages products.  We are a member of The Michigan Mortgage Lenders Association, The Great Lansing Board of Realtors and The Lansing Chamber of Commerce.  We pride ourselves in offering consumer friendly products; first time buyers loans such as MSHDA, Rural Housing, FHA, VA as well as a vast number of Conventional products.  We have a highly regarded reputation in our community, with our customers, realtors, title agencies, non-profit credit counselors as well as governmental agencies.